Why I Won’t Sign Up For An HSA Again

I made a comment a few months year ago on a post offering financial advice to younger people on finances. The writer advised signing up for an HSA (health savings account) and I advised being careful about one.

A quick back and forth earned me the comment that I should write about my experience, so here it is.

Just to be clear: I am not saying that HSAs are bad; in fact, for many people they are great vehicles for saving (and investing!!) for the future.

I’m just saying that an HSA was a bad idea for me.

Below I will go through why the HSA and accompanying HDHP (high deductible health plan) didn’t work for me and my husband, and point out a few things to think about before deciding on the HSA route for you.

Continue reading “Why I Won’t Sign Up For An HSA Again”

Fitness Log #331 Friday Firsts, Fabulousness, And Monthly Goals

I have been keeping track of my exercise every Friday for 6 years, and plan to continue doing so.

Since the pandemic started, I have been keeping track of “firsts,” and more lately, I have been trying to note good things (“fabulousness”). It’s a good way to pay attention and not let life slide by.

Continue reading “Fitness Log #331 Friday Firsts, Fabulousness, And Monthly Goals”

To Those About To Match

Match Day is coming up, and soon 4th year medical students will find out where they will be training for the next several years.

Best of luck to those waiting to hear the news, I hope any senior medical students reading are happy with their result.

A woman holding a bouquet and reading a letter.
A wish: You should look this happy opening your Match Day results.

From a financial standpoint, making the transition from a tuition-paying, negative income flow state to working (and paycheck earning) is huge.

Making better decisions during residency can really set you up for financial success as an attending.

I don’t like to imply that if you don’t get it right now, you’ll be doomed, because that isn’t true. However, you can really make your attending life easier based on habits you build earlier.

Continue reading “To Those About To Match”

Fitness Log #330, Friday Firsts And Fabulousness

I have been keeping track of my exercise every Friday for 6 years, and plan to continue doing so.

Since the pandemic started, I have been keeping track of “firsts,” and more lately, I have been trying to note good things (“fabulousness”). It’s a good way to pay attention and not let life slide by.

Continue reading “Fitness Log #330, Friday Firsts And Fabulousness”

Fitness Log #329, Friday Firsts And Fabulousness

I have been keeping track of my exercise every Friday for 6 years, and plan to continue doing so.

Since the pandemic started, I have been keeping track of “firsts,” and more lately, I have been trying to note good things (“fabulousness”). It’s a good way to pay attention and not let life slide by.

Continue reading “Fitness Log #329, Friday Firsts And Fabulousness”

Fitness Log #328, Friday Firsts And Fabulousness

I have been keeping track of my exercise every Friday for 6 years, and plan to continue doing so.

Since the pandemic started, I have been keeping track of “firsts,” and more lately, I have been trying to note good things (“fabulousness”). It’s a good way to pay attention and not let life slide by.

Continue reading “Fitness Log #328, Friday Firsts And Fabulousness”

One More Year (Or Two), Here I Come

As I wrote two weeks ago, I had a meeting with my boss to discuss what my job might look like going forward. Actually, it was a pretty easy conversation, and all the changes I asked for were approved.

It’s very exciting, if a little scary, to contemplate cutting back significantly. I was able to put off thinking about it for a week, as my sister-in-law’s visit was quite a distraction. (Nothing bad, it’s just time consuming to have a house guest.)

Now I am starting to put the changes in action, talking to people at work about making those adjustments to my schedule and my paycheck.

What changes am I looking at?

Continue reading “One More Year (Or Two), Here I Come”

Fitness Log #327, Friday Firsts, Fabulousness, And Monthly Goals

I have been keeping track of my exercise every Friday for 6 years, and plan to continue doing so.

Since the pandemic started, I have been keeping track of “firsts,” and more lately, I have been trying to note good things (“fabulousness”). It’s a good way to pay attention and not let life slide by.

Continue reading “Fitness Log #327, Friday Firsts, Fabulousness, And Monthly Goals”

Lack Of Moderation

After my blogging burst in January, my writing time seems to have dried up. With guests at home, I don’t think it will be reversed in time for a great post this Monday.

Instead, please enjoy a piece honoring our First President of the USA:

In honor of President’s day tomorrow.