Money Thoughts For Early July

If you look for it, money lessons are everywhere.

This weekend, I was working with the brand new interns. They had a tough morning, rounding with a tired attending, with lots of new-to-them patients. As we finished, I was hungry starving. I asked them if they had anything for lunch lunch: they did not. The hospital cafeteria was closed.

As I am not entirely heartless, and also no longer broke, I ordered lunch. Between increased charges on the delivery app, tips, etc., 2 sandwiches cost about as much as a nice date used to, when I was in my 20s.

I was glad to buy lunch, but the thought of doing this every day at work made my wallet cringe.

A blue pitcher, a bowl of apples, a glass of wine
A home-cooked meal is definitely preferable. Though no wine while working in the hospital, please.

Their food smelled enticing, but my thermos of home-cooked leftovers tasted very rich (pun intended).

Later in the day, I joined some of my friends for a video social gathering. We chatted about one thing and another, when suddenly we were talking about savings accounts.

My savvy friend, who keeps more money in cash than I used to, was surprised to hear that I can get 4.22% on my savings account.

I had to go over some of the deals floating around town, or the internet, and Mr. PiN’s willingness to go into the bank with them. His work has boosted our interest rates several times in the past year.

My friends and I had a little time to search the internet before our meeting cut out. I hope my friend takes advantage of these rates to earn a little more on her savings.

I used to tell my students: if you don’t ask, you don’t get. It’s still true all these years later.

Any good financial lessons you’ve been reminded of lately?

3 thoughts on “Money Thoughts For Early July”

  1. As we have just moved into retirement, I’m grateful for the smart decisions we made about housing. We never fell into the trap of buying a bigger house than we needed. And we made paying off our mortgage a priority. Those decisions were huge factors in our decision to retire early. Plus, we’re not faced with needing to incur the cost of a move as our modest-sized house is perfect for this stage of life.

    1. An affordable house is so important!

      I had not been considering the benefits of not having to downsize. I shudder to consider having to move out when we get older (our house is definitely not safe for the elderly). Of course, we aren’t elderly, nor will we ever be. Not us. 🙂

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