IM-PCP – Page 3 – Physician In Numbers

If I’m FI, Now What?

As I figured out in my last post, I think the PiN household is financially independent (FI).

This leads to the next question: will I retire early(-ish), the RE in FIRE?

Although I wasn’t sure about financial independence until I calculated our numbers for 2024, I have had a strong suspicion since the spring of 2024, when my taxable investment account hit, and then blew by, a very interesting round number. For several months, I have been kicking around the idea of stopping work vs. cutting back vs. continuing as I am.

With the financial excuses for why I can’t retire yet out of the way (mostly), I now have to seriously consider whether what I get out of work is worth what I give up to practice medicine.

Thoughts On Our 2024 Finances

As I have written many times before, I spend the time around New Year’s going through the spending for the past year. I also calculate my (our) net worth, which has been much more exciting in the past few years.

It’s mid-January, and I have, in fact, gone over the household spending and net worth.

Even though I waited until the very end of 2024 to review our 2023 spending, I thought I’d go through my thoughts on our 2024 spending and finances a little sooner.

How did we do?

Fitness Log #322, Friday Firsts And Fabulousness

I have been keeping track of my exercise every Friday for 6 years, and plan to continue doing so.

Since the pandemic started, I have been keeping track of “firsts,” and more lately, I have been trying to note good things (“fabulousness”). It’s a good way to pay attention and not let life slide by.

Finances Of The Very Elderly

I may have mentioned that my father in law passed away in 2024.

Between one thing and another, Mr. PiN and I are dealing with settling the estate. This is made more difficult by the fact that Mr. PiN’s dad was unable to keep up with paperwork and financial tasks for several years before his death.

I recently spent a day off going through the last seven years of statements online. The goal was to look for payments related to his tax returns, but I found plenty of other interesting details.

Fitness Log #321, Friday Firsts And Fabulousness

I have been keeping track of my exercise every Friday for 6 years, and plan to continue doing so.

My Favorite Posts By Other People, December 2024

I read many blog posts each day. They mostly focus on personal finance, but also on minimalism and travel . Many bloggers took time off around the holidays, so my list of favorites is a little shorter than usual for December.

Fitness Log #320, Friday Firsts And Fabulousness

I have been keeping track of my exercise every Friday for 6 years, and plan to continue doing so.

Looking Back At 2024, Looking Forward To 2025

Happy New Year!

I don’t know about you, I am happy to bid goodbye to 2024, and say hello to 2025.

Before I consider resolutions (or plans) for 2025, I would like to review some of the highlights of 2024.

The year wasn’t all bad, and I find it is healthier for me to pay attention to things that have gone well, rather than always pointing out what needs to improve.

My Thoughts On Our Spending In 2023

Every year around the New Year (Eve or Day), I calculate my (our) net worth and tot up my (our) spending. [I’ve been doing this for many years, since well before I met Mr. PiN, so I will revert to the singular going forward, mostly.]

I have written about this on the blog before, usually in January.

So why am I writing now, at the end of 2024, about our 2023 spending?

Fitness Log #319, Friday Firsts And Fabulousness

I have been keeping track of my exercise every Friday for 5 years, and plan to continue doing so.