Just to be clear:
I am not a financial advisor and have no special training or certification in this field. Anything I write about money is for educational and entertainment value only. If you are looking for guidance on what to do with your money, because you aren’t sure what to do on your own, you should seek out a fee-only fiduciary advisor. That is, they have to offer advice that is in your best interest. And they shouldn’t be selling you things (like insurance, or investments) where they make a profit off your buying from them.
Also, though I am a physician, I am likely not your physician. So if I don’t know who you are or what your medical history is, I can’t give personalized advice for you. You should not construe anything I write as medical advice for you.
You should see a doctor in person, and have a good doctor-patient relationship with them, and then ask this physician for medical advice.
If by some chance I am your physician, please see me in person or communicate via HIPAA compliant methods (not through this website) and we can discuss further.