How Much Life Insurance Do You Need?

Last month, one of my partners left the office a little early to arrange for life insurance. She wasn’t quite sure how much she needed, so she had decided to use the rule of thumb of 8 to 10 times her annual salary.

We talked about this a little, and I realize this is a somewhat silly rule of thumb. Sort of like saying you need to save 12x your salary before you retire.

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Fitness Log #27

One of the favorite things I have heard from a patient is: you’re a doctor, you don’t have to worry about blood pressure. Implying, of course, that doctor’s don’t struggle with their health.

I most certainly do struggle with fitness and health, like many other Americans with sedentary jobs and a proclivity to eat treats. One of my goals is to make sure that I get my 150 minutes a week of moderate exercise (or 75 minutes of high intensity exercise, which probably won’t happen). I was doing well enough that in February I added a second goal of 60 minutes of strength training a week, which remains a challenge.

The last 2 weeks, I did walk part way home most days of the week, but didn’t quite meet my 150 minute challenge. As for the strength training, that didn’t happen at all. I was very excited to start exercising again this week. As I was off the ACP (Amercian College of Physicians) meeting, I was pretty sure I’d be walking plenty: in the convention center, for sure, if not also around the City of Brotherly Love.

William Penn looks out from the top of city hall. It was clearly a morning for indoor exercise.
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Fitness Log #26

One of the favorite things I have heard from a patient is: you’re a doctor, you don’t have to worry about blood pressure. Implying, of course, that doctor’s don’t struggle with their health.

I most certainly do struggle with fitness and health, like many other Americans with sedentary jobs and a proclivity to eat treats. One of my goals is to make sure that I get my 150 minutes a week of moderate exercise (or 75 minutes of high intensity exercise, which probably won’t happen). I was doing well enough for a few weeks that I added a second goal of 60 minutes of strength training a week; but then I backslid like crazy. I did turn things around, but long hours in the hospital can make things challenging.

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Back Next Week

Life has gotten very busy with work, and work, and taxes. As I wrote last week, you can (probably) have it all, but not necessarily all at the same time. I’m taking a little break from blogging and will plan to be back next week.

Fitness Log #25

One of the favorite things I have heard from a patient is: you’re a doctor, you don’t have to worry about blood pressure. Implying, of course, that doctor’s don’t struggle with their health.

I most certainly do struggle with fitness and health, like many other Americans with sedentary jobs and a proclivity to eat treats. One of my goals is to make sure that I get my 150 minutes a week of moderate exercise (or 75 minutes of high intensity exercise, which probably won’t happen). I was doing well enough that I added a second goal of 60 minutes of strength training a week; but then I backslid like crazy. I did turn things around, but the strength training remains a challenge.

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Yes, Doctor, You CAN Have It All, Just Not All At the Same Time

After worrying about whether I could max out my 403(b) earlier this year, I was very happy to see my updated paychecks. Between increasing medical insurance premiums, increasing my FSA contribution, increasing my charitable contributions, and fiddling with direct deposit to my “secret account” where I hide money from myself, I wasn’t sure if I could afford to increase my retirement contributions as a catch up.

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Fitness Log #24

One of the favorite things I have heard from a patient is: you’re a doctor, you don’t have to worry about blood pressure. Implying, of course, that doctor’s don’t struggle with their health.

I most certainly do struggle with fitness and health, like many other Americans with sedentary jobs and a proclivity to eat treats. One of my goals is to make sure that I get my 150 minutes a week of moderate exercise (or 75 minutes of high intensity exercise, which probably won’t happen). I was doing well enough that I added a second goal of 60 minutes of strength training a week; but then I backslid like crazy.

This week I make a comeback, with a huge improvement in my time spent exercising. I think the longer days have a lot to do with this, and also my embarrassment as I kept documenting weeks with less and less time spent exercising.

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