Physician In Numbers – Page 59 – A female primary care physician opines on money, travel, fitness, and other topics to be determined

When It Rains, It Pours

Life has gotten busy in the Physician in Numbers household. And life, like many things, seems to require financial outlays at times.

Each week I have been logging my exercise. Mostly this is an exercise for myself; it has, on occasion, prompted me to get up and move (“for the blog”). It is also meant for encouragement, in case a busy reader wants to know how other people get their recommended exercise; I don’t think it’s easy, and I think it does people a disservice to imply that it is. Our lives are busy.

Due to a technical glitch (aka: not finishing the post before leaving home), I did not post last Friday. I will therefore post on two weeks of progress this time.

Little Free Library Walk

Last week I walked to the shops and back, strategically passing three Little Free Libraries. These seem to be popping up everywhere in the neighborhood these days.

Spending Money I Don’t Yet Have

I’m very close to paying off the mortgage. It could be all done by the end of the summer.

For a few months, I will probably be topping off the savings accounts, refilling what was withdrawn to pay off the mortgage. But after that, a significant portion of my paycheck will be newly available for spending.

Which leads to the question: what I will do with the extra money I have each month?

Fitness Log #29

And yet, you have to take care of your health. It’s not any easier if you are the doctor rather than the patient.

House of (Credit) Cards

Last month, my husband got in on the credit card rewards game. He has a new card, and has to spend $3000 in 3 months–or $1000 a month. If he does that, he will get a very nice sign up bonus: enough miles for a round trip ticket to Europe.

I figured this would be easy-peasy, considering our monthly expenditures. But it is turning out to be a little more challenging than I thought.

A Monday Melange

Nothing I wrote this weekend felt ready to publish.

Instead of skipping another week, I thought it might be time to post links to some interesting articles; I picked three on dealing with medical student loan debt.

Fitness Log #28

I was so proud of getting back on track with blogging. All I had to do Thursday night was put a photo in here and press publish. And then the power went out.

Better late than never?

What Keeps You Going?

What keeps you going? A question that seems deep and philosophical. Which it might be, but I have a slightly different question in mind. Maybe I am asking, what helps you stick with a routine, or a habit? How do I motivate myself to continue a project?

How Much Life Insurance Do You Need?

Last month, one of my partners left the office a little early to arrange for life insurance. She wasn’t quite sure how much she needed, so she had decided to use the rule of thumb of 8 to 10 times her annual salary.

We talked about this a little, and I realize this is a somewhat silly rule of thumb. Sort of like saying you need to save 12x your salary before you retire.