Future Me, September Follow Up

At the end of October 2018, I wrote about 10 Steps to Future Me. I was a bit worried that I would be cutting back on work but frittering away that extra time. Those 10 steps were meant to clarify my personal goals: improving myself, and/or finding new activities to give my life some purpose other than medicine.

Continue reading “Future Me, September Follow Up”

Future Me, the June Follow Up

At the end of October 2018, I wrote about 10 Steps to Future Me. I was a bit worried that I would be cutting back on work but frittering away that extra time. Those 10 steps were meant to clarify my personal goals: improving myself, and/or finding new activities to give my life some purpose.

In mid-February 2019, I reviewed my goals from October, and came up with some new ones. I had planned to check in again at the end of May, around Memorial Day.

Memorial Day has come and gone, and with it a lot of time spent with family, as my Dad had a health crisis. He is doing better, and now that I am home, I thought it might be time to review my progress towards my goals.

Continue reading “Future Me, the June Follow Up”

Spending That Future Raise

At the beginning of this month, I sent in a check to my mortgage company that was going to cover the “outstanding principal amount” for my mortgage. This may not be my last check–the amount listed was not the payoff amount–but the fact remains that I should soon have a lot more money available in my monthly budget.

This is likely the last time I will get such a salary bump, and I want to be smart about how I use it. Though I wrote about this one month ago, I am still turning over in my mind all the possibilities for using this extra money. The amount is not insignificant: the payment towards principal (including an amount to “round it up”) and interest is 22% of my take-home salary each month.

Since I am still thinking about it, I thought it might help me to be very specific about what I could do with it. If there are any recent residency grads about to start their new attending jobs, with their new attending salaries, I am hoping that this may help them think through what they will do with their bigger income.

Continue reading “Spending That Future Raise”