Retrospective Budgeting: Live Like a Resident

One of my big financial regrets is not having had a good plan for my money when I started my first attending job. My salary increased by about 150%, and I wanted to be sure I made the most of it. Finding the right balance of saving and splurging (or taking care of things I had put off for years because of I couldn’t afford it), was pretty stressful for me.

At the time, personal finance blogs, let alone physician personal finance blogs, weren’t nearly as easy to find as they are now.

I thought it might be interesting to apply a few of the doctor blogger financial rules of thumb to my first attending year, and see how I did. Since I did not have as much student debt as seems to be typical these days, I also will see how these numbers might look for a PCP just starting out with 6-figure student debt.

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Fitness Log #19

One of the favorite things I have heard from a patient is: you’re a doctor, you don’t have to worry about blood pressure. Implying, of course, that doctor’s don’t struggle with their health.

I most certainly do struggle with fitness and health, like many other Americans with sedentary jobs and a proclivity to eat treats. One of my goals is to make sure that I get my 150 minutes a week of moderate exercise (or 75 minutes of high intensity exercise, which probably won’t happen). I will see for how long I am willing to document my progress Saturday to Friday.

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Future Me, the February Follow Up

At the end of October 2018, I wrote about 10 Steps to Future Me. I was a bit worried that I would be cutting back on work and frittering that extra time away. Those 10 steps were meant to move towards my idea of how I wanted to improve myself and/or find new activities to give my life some purpose and form once I am no longer working full time. I thought it might be time to review them, see what progress I had made, and think about how I might move forward on some of those 10 steps.

To be brief, there were 10 items to work on over time, but I really only planned to address 4 or 5 of them over the short term. What have I gotten done in the past 3 to 4 months?

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Fitness Log #18

One of the favorite things I have heard from a patient is: you’re a doctor, you don’t have to worry about blood pressure. Implying, of course, that doctor’s don’t struggle with their health.

I most certainly do struggle with fitness and health, like many other Americans with sedentary jobs and a proclivity to eat treats. One of my goals is to make sure that I get my 150 minutes a week of moderate exercise (or 75 minutes of high intensity exercise, which probably won’t happen). I will see for how long I am willing to document my progress Saturday to Friday.

This week, I think it is time to increase my exercise goals. I haven’t been truly working on building strength, and I am starting to feel it. The current guidelines advise working your muscles twice a week–I’d like to have a goal of 60 minutes a week, in addition to my 150 minutes of moderate exercise. It may take me a few weeks to reach that goal, but I’m hoping that by spring I’ll be hitting it most weeks.

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Beware the Anahafta

I recently had the pleasure of a “day off.” I use the quotation marks, because I was still covering issues at the office by phone.

After a relaxing breakfast, I was attacked by the dangerous, slithering Anahafta, which tried to choke some of the happiness out of my day.

I suspect that you, too, have had to deal with this untamable beast, though perhaps you know it by a different name.

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Retrospective Budgeting: the Live on Half Challenge.

One of my big financial regrets is not having had a good plan for my money when I started my first attending job. My salary increased by about 150%, and I wanted to be sure I made the most of it. Finding the right balance of saving and splurging (or taking care of things I had put off for years because of I couldn’t afford it), was pretty stressful for me.

At the time, personal finance blogs, let alone physician personal finance blogs, weren’t nearly as easy to find as they are now.

I thought it might be interesting to apply a few of the doctor blogger financial rules of thumb to my first attending year, and see how I did. Since I did not have as much student debt as seems to be typical these days, I also will see how these numbers might look a PCP just starting out with 6-figure student debt.

Continue reading “Retrospective Budgeting: the Live on Half Challenge.”

Fitness Log #17

One of the favorite things I have heard from a patient is: you’re a doctor, you don’t have to worry about blood pressure. Implying, of course, that doctor’s don’t struggle with their health.

I most certainly do struggle with fitness and health, like many other Americans with sedentary jobs and a proclivity to eat treats. One of my goals is to make sure that I get my 150 minutes a week of moderate exercise (or 75 minutes of high intensity exercise, which probably won’t happen). I will see for how long I am willing to document my progress Saturday to Friday.

Continue reading “Fitness Log #17”

Book Decluttering Challenge

I love to read. I love to re-read my favorite books. My goal as a kid was to read every book in my local library. I didn’t know about their practice of deaccessioning to make room for new books; that would have been a Sisyphean task had I taken it seriously.

I’ve spent a good part of my adult life accumulating quite a library: favorite books, hard-to-replace books, just-in-case-guests-need-something-to-read books.

However, I am starting to feel a bit overwhelmed by all my possessions. Last autumn, I started to think about getting rid of a particular bookshelf, but I knew I’d have to deal with all the books it holds.

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Retrospective Budgeting: the 50/20/30 Rule

One of my big financial regrets is not having a better plan for my money when I started my first attending job and finally started making the big bucks. Which, since I went into primary care, wasn’t all that big an amount compared to what other specialties can make.

At the time, blogs weren’t quite as much a thing, and personal finance blogs weren’t nearly as easy to find as they are now.

I thought it might be interesting to apply a few of the financial rules of thumb to my starting salary, and see how I did. I will also think about running similar numbers of someone starting out in 2019.

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