Life has gotten busy in the Physician in Numbers household. And life, like many things, seems to require financial outlays at times.
We are this close to paying off the mortgage. Partly because I dipped into some of our other accounts (the one for travel, and the one for house repairs) to send a big check into the mortgage company.
Of course, right after that check was sent off, a number of other issues cropped up: a water line break, a big birthday present, a little birthday present, a meeting (hotel not covered by work), a relative unexpectedly quite sick (last minute airfare).
In addition, we are/were working on meeting a minimum credit card spend to reach a sign up bonus. I am not sure where we are on that project, but suddenly having a new credit card bill to deal with is almost too much to deal with.
I am watching our savings account balances drop lower each week, and feel a lead weight in the pit of my stomach. I know that we have intentional spending, and those accounts are being used appropriately, but it still causes some anxiety.
I am super-glad to have earmarked savings accounts in addition to an emergency fund. The cushion they provided in the past several weeks made the difference; what could have been a real problem of spending money we didn’t have is just a little anxiety over watching savings balances decrease (but not hit zero).
It looks like instead of mentally spending the extra money we will have after the mortgage is done, we’ll be topping off those accounts over the rest of the year.