Author: IM-PCP

When You Are Ready, You Will Know

I have been thinking a lot about cutting back at work.

The conditions at work have been going downhill (not enough staff, some issues with the physical plant), and I have been tired, and I have other interests I would like to have time to pursue. Some of my patients are not always pleasant to deal with.

On the other hand, I have some patients whose names on my schedule make me smile with anticipation. I love seeing them for their yearly or twice yearly visits.

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Fitness Log #203 And Friday Firsts

I have been keeping track of my exercise every Friday for over 3 years, and plan to continue doing so.

I started the Friday Firsts sections as a way of keeping track of some of my “firsts” as I dealt with the COVID-19 pandemic. Things seem to be settling down, but I will keep it for now–more as a way to be aware and thankful of what is happening in my life.

Continue reading “Fitness Log #203 And Friday Firsts”

Fitness Log #202 And Friday Firsts

I have been keeping track of my exercise every Friday for over 3 years, and plan to continue doing so.

I started the Friday Firsts sections as a way of keeping track of some of my “firsts” as I dealt with the COVID-19 pandemic. Things seem to be settling down, but I will keep it for now–more as a way to be aware and thankful of what is happening in my life.

Continue reading “Fitness Log #202 And Friday Firsts”

You Are Here

When I was first married, I did not yet have a smart phone, but my husband did. I was fascinated by the map function on road trips, watching the glowing blue button indicating our position as it moved along our path.

It was even more fun being able to update the map with our position and have the app recalculate how much closer we were.

On the road to retirement (a common metaphor), we do need to assess our position periodically, and ensure we are either on the path we planned, or to recalculate the directions to get us to our destination.

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Fitness Log #201 And Friday Firsts

I have been keeping track of my exercise every Friday for over 3 years, and plan to continue doing so.

I started the Friday Firsts sections as a way of keeping track of some of my “firsts” as I dealt with the COVID-19 pandemic. Things seem to be settling down, but I will keep it for now–more as a way to be aware and thankful of what is happening in my life.

Continue reading “Fitness Log #201 And Friday Firsts”

Fitness Log #200 And Friday Firsts

I have been keeping track of my exercise every Friday for over 3 years, and plan to continue doing so.

I started the Friday Firsts sections as a way of keeping track of some of my “firsts” as I dealt with the COVID-19 pandemic. Things seem to be settling down, but I will keep it for now–more as a way to be aware and thankful of what is happening in my life.

Continue reading “Fitness Log #200 And Friday Firsts”

How Much Cash Do I Need To Retire?

Money you will need in the next 5 years should not be in the stock market.

I have heard this advice for years, but never really paid much attention to it as far as my retirement.

After all, I wasn’t going to be retiring in the next 5 years. I was young, not even 30 (or 40, or 50). I had plenty of time to ride out the stock markets ups and downs.

Now, however, I am thinking about retiring. I might want to keep working for more than 5 years, but I might want to stop even sooner than that. It is time for me to start preparing for retirement and the sequence of return risk.

That means reducing how much risk I am taking with my investments, and probably building up my cash position.

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Fitness Log #199 And Friday Firsts

I have been keeping track of my exercise every Friday for over 3 years, and plan to continue doing so.

I started the Friday Firsts sections as a way of keeping track of some of my “firsts” as I dealt with the COVID-19 pandemic. Things seem to be settling down, but I will keep it for now–more as a way to be aware and thankful of what is happening in my life.

Continue reading “Fitness Log #199 And Friday Firsts”